Financial Solutions that span
geographies
Premia is skilled at working across borders for your global needs
Financial Solutions that span
generations
Premia helps you manage the legacy of your wealth and values
Financial Solutions that span
complex challenges
Premia is the single resource you can rely on to help achieve your objectives
Premia Global Advisors offers you "A Wealth of Advice."
Our experienced team is committed to providing you with the best possible service as we work closely with you to define and achieve your financial goals.
You will find our personalized advice to be objective and valuable, and our knowledge to be deep and current with cutting edge solutions.
A January Recap
February 06, 2019
Market Update
An update by our CIO Scott Welch, CIMA
February 05, 2019
Business Cycles Matter
Miguel Sosa on the importance of global business cycles
January 28, 2019
Emotions & Rational Thoughts
December 27, 2018
TJ Villamil Joins Premia
TJ Villamil Joins Premia
December 19, 2018
Happy Holidays from Premia Global Advisors
Enjoy the Holidays and Happy New Year!
December 18, 2018
Volatility brings opportunity
December 11, 2018
Markets Cool Off
November 21, 2018
Just when you thought it was safe...
November 01, 2018
Stay the Course...
October 12, 2018
Ahead of us
October 09, 2018
Economic Overview & Consolidated Reporting
September 20, 2018
Summer Wrap Up
August 23, 2018
World Wide Economic Growth and Possible Investments
July 25, 2018
PGA Second Quarter 2018 Recap
Premia Global Advisors Second Quarter 2018 Recap
July 11, 2018
Ideas for Volatile Times
Premia Global Advisors shares their ideas for volatile times
June 12, 2018
Socially Responsible Investing
May 11, 2018
Quarter recap and the environment
April 03, 2018
Una segunda opinión
March 19, 2018
Keep your eyes on the prize
March 15, 2018
Premia Global Advisors: Predictions, corrections, and your portfolio
Premia Global Advisors: Predictions, corrections, and your portfolio
February 08, 2018
Premia Global Advisors: Predicciones, Correcciónes, Y Sus Inversiones
Premia Global Advisors: Predicciones, Correcciónes, Y Sus Inversiones
February 07, 2018
2017 Recap and Outlook for 2018
Premia Global Advisors 2017 Recap and Outlook for 2018
January 08, 2018
Premia Global Advisors
Where do we go from here?
December 15, 2017
Values Based Investing
Premia Global Advisors Discusses Values Based Investing
November 16, 2017
PGA ESG Video
PGA ESG Video
September 19, 2017
July 2017 Market Views
First Half of 2017 Market Recap
July 11, 2017
June 2017 Market Views
Fed Funds Rate Change
June 14, 2017
May 2017 Market Views
Miguel Sosa, Founding Partner, shares Premia Global Advisors outlook for May 2017.
May 24, 2017
Introduction
Our priority is to deliver independent and innovative advice to our clients.
Premia Global Advisors is committed to being a valuable partner throughout your journey. From building upon your wealth to optimizing your investment portfolio to sustaining your legacy, we work with you to construct a goals-based strategy that encompasses your current lifestyle desires and your future financial needs.
Premia Global Advisors was founded by Miguel Sosa, who has spent more than 30 years working with affluent clients to address a full range of financial challenges. His success and experience drive Premia’s focus on elite-level service and in-depth customization through strategic partnerships. Using detailed knowledge about the financial and investment industry, the Premia team spends significant time with clients and their families to discuss priorities and, most importantly, their values. This information is used to craft customized solutions that at once allay any concerns while maximizing the opportunity to achieve objectives.
Premia has become a source of trust and stability for our clients as they navigate through their life-choices. We welcome the opportunity to partner with you, serving as your financial steward, to help you develop and grow your family’s wealth in alignment with your personal values.
Individuals & Families
Our priority is to help you find ways to live a rich life.
Wealthy individuals and their families turn to Premia Global Advisors as a trusted source for managing the complexities of their livelihoods and legacies.
As experienced professionals with high standards for discretion and integrity, Premia develops an intimate knowledge of each client’s needs. This often involves multi-jurisdictional solutions for our international clients. And it often involves multi-generational planning for our clients looking to create an enduring legacy, ensure the future prosperity of their families, and preserve the values that guide them.
As our client, you will benefit from a comprehensive, systematic review of the profile you choose to share with our team. We then create a customized investment portfolio to properly balance your objectives and risk tolerance. We present our ideas in a concise and thorough manner to assure your complete comfort with your model. Premia conducts a regular performance review of your portfolio, analyzing and reporting on results, and offering recommendations to enhance the investment porfolio as needed.
Institutional Clients
Premia adapts to the ever-changing needs of the financial world.
Premia’s team has longstanding experience working with institutional clients and their particular set of complex needs within the wealth arena.
From offshore entities to global players with interests in multiple geographies, institutional investors can turn to Premia as a resourceful partner who seeks to anticipate the challenges faced by cross-border investing and finance.
The Premia team is proficient in helping institutional clients define their objectives and plot a course of action that is both strategic in its long-range objective and tactical in delivering immediate advantages. Whether your need is a large-scale initiative, such as identifying an optimal investment program for your corporate pension plan, or a niche investment opportunity requiring discretion and confidentiality, Premia’s experience and expertise position the firm to be a valuable partner for your financial activities.
Our Leadership
Miguel Sosa, CIMA®
Founding Partner
Previously, Mr. Sosa worked at Merrill Lynch for more than 30 years, most recently in its Private Banking and Investment Group, where he obtained his Global Institutional Consulting (GIC) Designation and served as a qualified Portfolio Manager. He was a member of the firm’s Advisory Council to Management from 2002 to 2005. Recently, Mr. Sosa served as a panelist on the Managing Investments in a Volatile, Low-Yield Environment session at the Global Private Wealth Summit, New York, April 2017.
Prior to joining Merrill Lynch, Mr. Sosa was a member of the U.S. Air Force. During his time of service, he received two Air Force Commendation medals.
He earned his B.A. from the University of Maryland. He holds the Certified Investment Management Analyst® (CIMA®) designation.
Mr. Sosa is an active member of his local community. He currently serves on the board of the Archdiocese of Miami Catholic Community Foundation and is a member of its Investment Committee. Previously he served on the Board of Trustees of St. Philip’s Episcopal School for six years and was its Chairman for three. He also served as a board member for a local hospital, Pan American. He is past President of the local chapter of Legatus, a Catholic lay organization of business leaders in the South Florida community.
Mr. Sosa has a passion for fishing and has fished some of the best waters in the North and South America.
He and his wife, Sadie, have three children, Alex, Katina and Jacqueline.
Email:
TJ Villamil
Financial Advisor
Previously, TJ began his career in the financial services industry at AXA Advisors, LLC as a successful associate advising business owners on tax mitigation solutions. Prior to that, TJ worked with his father, noted economist Dr. Tony Villamil, on advising clients on both domestic and international economic matters.
TJ currently sits on the St. Philips Episcopal School Board of Trustees, the Communications Committee of Coral Gables (appointed by Commissioner Mena) and is a member of the Gentlemen’s Journal of Coral Gables. TJ is also an involved alumni of the University of Florida (UF), Gulliver Preparatory and Sigma Phi Epsilon Fraternity - Florida Alpha Chapter.
TJ is a proud double graduate from UF, receiving his Masters in Entrepreneurship from the Hough Graduate School of Business (’13), and his undergraduate degree in Telecommunications – News from the College of Journalism and Communications (’12). TJ proudly served as the Student Body President for UF from 2012-2013 to represent the 50,000-member student body of the Gator Nation. TJ enjoys supporting his favorite local restaurants and travelling with his lovely wife, Christina, to spur economic growth through consumption.
Email:
Eddy Park
Client Relationship Manager
Eddy began his career in marketing and advertising. He worked in New York City for five years before launching his own import/export business, which he directed for ten years. Eddy earned a B.A. in Economics and a B.A. in English from the University of Pennsylvania.
Eddy lives in Doral, Florida. He is a motorcycling enthusiast, and an avid golf and basketball fan.
Email:
Jason Pinkham
Director, Eastern Division
Mr. Pinkham oversees all relationship management matters related to the Eastern and International Divisions which include working with Dynasty’s existing Network Advisors on opportunities, collaborating with the business development team for profiling new teams joining the platform and overseeing transition and relationship management for all teams. In addition, Jason will evaluate and build out partnerships with key resource partners to support Dynasty’s advisors with eastern and international opportunities.
Prior, Jason spent five years working for Major League Baseball and the Pittsburgh Pirates where he had a variety of responsibilities including player development, baseball operations, and marketing. He began his career as a financial advisor with Morgan Stanley in Naples, FL.
He received his BA in economics from Bates College where he also played baseball.
Email:
Joseph Dursi
Director of Investment Platforms
Joseph Dursi is the Director of Investment Platforms and is also responsible for leading Investment Solutions for Dynasty’s East Coast Division. Joe was most recently the Head of Investment Solutions for Deutsche Bank Wealth Management in the Americas, responsible for identifying and creating unique investment solutions for ultra-high-net-worth clients.
Previously, Mr. Dursi served as the Head of Portfolio Consulting at Barclays Wealth Americas where he and his team were responsible for developing tactical investment solutions through asset allocation modeling and product selection for ultra-high-net-worth individuals, family offices, and endowments/foundations. Mr. Dursi joined Barclays in September 2008 as part of the organization’s acquisition of Lehman Brothers’ Private Investment Management business in the Americas.
Mr. Dursi holds a BBA, Summa Cum Laude, from the University of Notre Dame and an MBA from the Stern School of Business at New York University, where he was a designated Stern Scholar. He lives in Rockville Centre, New York with his wife and their daughter and is an avid sports fan.
Email:
Vivian Velazquez
Risk, Ethics, and Compliance Advisor
She is a former SEC Branch Chief and senior NASD (now FINRA) Field Supervisor/Examiner. She previously held a key compliance role at a large insurance company in New York. She began her career as a registered representative. Ms. Velazquez is a Wharton School of Business Certified Regulatory and Compliance Professional (CRCP) and holds a B.B.A. in International Finance and Marketing from the University of Miami in Coral Gables, Florida.
Email:
Scott Welch
Chief Investment Officer
Prior to joining Fortigent and its predecessor RIA in 1998, Scott spent more than 12 years on Wall Street, where he focused on capital markets, corporate finance, and derivatives. He is a frequent speaker on the topics of wealth management, portfolio management, and the macroeconomic and investment landscape, and he is an award-winning author of numerous articles that have appeared in a variety of industry trade journals.
Scott holds the Certified Investment Management Analyst (CIMA®) designation and earned the Investment Strategist, Advanced Investment Strategist, and Alternative Investments Certificates from the Investment Management Consultants Association (IMCA).
He sits on the Board of Directors of IMCA, the Advisory Board of the ABA Wealth Management & Trust Conference, and the Editorial Advisory Boards of the Journal of Wealth Management and the IMCA Investments & Wealth Monitor. Scott earned a Bachelor of Science in Mathematics from the University of California at Irvine and an MBA with a concentration in Finance from the University of Massachusetts at Amherst.
Email:
Daniel Rosales
Financial Planning Manager
Daniel began his career in engineering with Enel Distribution in Lima-Peru. He then moved to Boston where he joined Natixis Global Asset Management as an investment consultant, before relocating to Miami as Managing Regional Director for the distribution of Offshore Funds.
Daniel earned a bachelor’s degree in Electronic Engineering from Universidad Ricardo Palma in Lima-Peru. He also holds the Certified Investment Management Analyst® designation.
He lives in Coral Gables with his wife Veronica and their son Ian Daniel. He enjoys reading, playing tennis and running.
Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CIMA® and Certified Investment Management Analyst®. Use of CIMA®, and/or Certified Investment Management Analyst® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for investment management professionals.
Email:
Our Partners
Dynasty Financial Partners
Dynasty Financial Partners is one of the wealth management industry’s leading independent advisor network and a three-time Private Asset Management Magazine innovation award winner. Dynasty’s fully customizable platform brings us end-to-end business support from a proven team and unrivaled access to distinctive products, enabling us to offer our clients more efficient, cost-effective and comprehensive service. Its relationships with the world’s best-in-class custodians, portfolio managers, research firms and other providers allow us to focus squarely on your needs with absolute objectivity, transparency and trust.
Addepar
Addepar empowers investors and advisors to navigate the increasingly complex world of investment management. Addepar features data aggregation and reconciliation, portfolio analysis, a client-centric reporting experience, and integrations and API. Hundreds of single and multi-family offices, wealth advisors, large financial institutions, endowments, and foundations manage $750 billion of assets on the Addepar platform.
Fidelity Institutional Wealth Services
Fidelity Institutional Wealth Services is a leading provider of trading, custody and brokerage services to RIA, Trust Institutions and Third-Party Administrators. We choose to work with Fidelity because it offers rock-solid, comprehensive custody services, cost-effective pricing, objective guidance and, most importantly, outstanding service. It also has exceptionally low debt levels, does no proprietary trading of its own firm capital and does not leverage its own balance sheet. These are some of the reasons that it is one of the strongest financial firms in the custody business today.
In addition, Fidelity Institutional Wealth Services is able to leverage the capital, resources and expertise of the entire Fidelity enterprise, one of the world’s largest financial services companies, on behalf of its clients. A family managed, privately held company with more than 60 years of experience, it has assets under administration of $5.1 trillion, including managed assets of $2.0 trillion as of September 31, 2014.
Pershing LLC
Insigneo as the introducing broker Dealer provides Premia Global Advisors (“Premia”) with access to Pershing LLC, , a subsidiary of the Bank Of New York Mellon. State-of-the-art technology, a highly reliable and scalable infrastructure, host of innovative products and services and high-touch dedicated client model make Pershing LLC, a compelling partner for Premia and a trusted custodian for your assets. In addition to streamlined reporting services, Pershing LLC, provides an innovative global custody platform that includes online multicurrency reporting, portfolio accounting, corporate actions servicing and proxy services.
Pershing LLC, a subsidiary of the Bank Of New York Mellon, the industry’s largest clearing provider, with a track record of more than 70 years. Its parent, BNY Mellon, is the oldest continuously operating financial organization in the United States, and the largest custodian in the world with $28.5 trillion in assets under custody and/or administration (as of December 31, 2014).
Insigneo
For the past 20 years, Insigneo has built their business through a philosophy of service, safety and empowerment. Their strategy is to support our network of financial advisors in devising customized investment strategies for their clients by empowering them with a state-of-the-art trading platform, the strongest and most reliable custodial services in the business and a full-service, client-oriented back office support team.
Headquartered in Miami, Insigneo, provides investors with access to global capital markets through a full array of world-class products, services and support, integrated into a seamless platform that rivals that of any major financial institution.
News/Commentary
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Feb |
Feb Weekly Market CommentaryHope you enjoy our weekly market commentary for February 19th, 2019 Read Article |
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Feb |
Feb Weekly Market CommentaryHope you enjoy our weekly market commentary for February 11th, 2019. Read Article |
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Feb |
Feb Weekly Market CommentaryHope you enjoy our weekly market commentary for February 2nd, 2019. Read Article |
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Jan |
Jan Monthly Market CommentaryHope you enjoy our monthly market commentary for January 2019. Read Article |
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Jan |
Jan Weekly Market CommentaryHope you enjoy our weekly market commentary for January 28th, 2019. Read Article |
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Jan |
Jan Weekly Market CommentaryHope you enjoy our weekly market commentary for January 14th, 2019. Read Article |
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Jan |
Jan Weekly Market CommentaryHope you enjoy our weekly market commentary for January 7th, 2019. Read Article |
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Jan |
Jan Beginning of Year CommentsRead Article |
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Jan |
Jan Year End Review 2018Read Article |
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Dec |
Dec Weekly Market CommentaryHope you enjoy our weekly market commentary for December 24th, 2018. Read Article |
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Dec |
Dec Weekly Market CommentaryHope you enjoy our Weekly Market Commentary for December 17th, 2018. Read Article |
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Dec |
Dec Monthly Market CommentaryHope you enjoy our Monthly Market Commentary for November 2018. Read Article |
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Oct |
Oct More days like this to come: Investors react to market sell-offRead Article |
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Oct |
Oct Quarterly Market ReviewHope you enjoy our Quarterly Market Review for the third quarter of 2018. Read Article |
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Aug |
Aug Let's make goatees great againRead Article |
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Aug |
Aug Deficits and DebtLarger Deficits are driving up Debt. Read Article |
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May |
May FAs Reveal Secrets to Winning and Advising Americans AbroadAdvisors can build a business with clients shunned by other FAs if they work with Americans living abroad, experts say. There are about nine million American citizens living overseas and few FAs competing for their business, Gabrielle Reilly, senior wealth advisor of Reilly Financial Advisors, which oversees $1.4 billion in client assets, says. But FAs building non-U.S.-based businesses face hurdles ranging from difficulties in client outreach to complex compliance issues. Read Article |
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Mar |
Mar Keep your eyes on the prizePremia Global Advisors February Newsletter - Don’t let short-term market volatility derail your long-term goals Read Article |
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Sep |
Sep Why the demand for ESG is not going awayMore and more investors are becoming interested in how their investment decisions support the issues that are important to the world at large. Read Article |
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Jun |
Jun Summer Strategies: Stay in Touch with Vacationing ClientsFall can be tax-planning time, say advisors. Winter brings the chance to seize on clients’ New Year’s resolutions — spending less or revisiting estate plans — or to-do items left dangling the year before. And after the rush of tax-filing season, subsequent months can be spent helping clients “spring clean” financial paperwork and scrutinize balance sheets for opportunities and warning signs alike. |
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Mar |
Mar RIAs seeing the upside of formal investment committeesOfficial bylaws and meeting minutes are becoming the norm for large and small firms Read Article |
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Feb |
Feb Dynasty Financial Partners Wins 2017 Award from Private Asset Management - Best Investment Platform: Client ServiceDynasty Financial Partners is proud to announce that the firm has won the 2017 Private Asset Management Magazine Award for: Best Investment Platform: Client Service. Dynasty Financial Partners is an RIA integrated middle and back office platform for some of the leading financial advisors in the U.S. Read Article |
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Nov |
Nov Investor Panic Over the Coming Election Is a MythLike many people the globe over, financial advisor Miguel Sosa’s offshore clients pay close attention to U.S. presidential elections. Read Article |
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Jul |
Jul How to Work With International Clients and Their Atypical NeedsMiguel Sosa is founding partner of Premia Global Advisors LLC in Coral Gables, Fla. Voices is an occasional feature of edited excerpts in which wealth managers address issues of interest to the advisory community. Read Article |
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Jun |
Jun RIAs look Beyond Equities in Wake Jan.-Feb. Market WobbleThe volatility earlier this year that impacted the equities market is driving registered investment advisors to take a hard look at their client portfolios and to explore alternative sources of return as well as ways to reduce costs. Read Article |
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Apr |
Apr Small FAs Pick Up Global Clients Where Wirehouses Fall AwayDynasty Financial Partners sees a growth opportunity in helping independent RIAs attract and retain international wealth management clients and globally-minded U.S. counterparts. Read Article |
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Apr |
Apr Miguel Sosa se asocia con Dynasty Financial Partners para lanzar Premia Global AdvisorsMiguel Sosa, reconocido financial advisor en la industria del wealth management en Miami, inicia una nueva aventura profesional: abandona su anterior cargo en Merril Lynch y se asocia con Dynasty Financial Partners para lanzar Premia Global Advisors, una nueva firma independiente de asesoramiento, especializada en instituciones y familias con grandes patrimonios de todo el mundo y que estará basada en Coral Gables. Read Article |
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Apr |
Apr Leading Global Financial Advisor, Miguel Sosa, Launches Premia Global Advisors in Partnership with Dynasty Financial PartnersOne of the leading global financial advisors, Miguel Sosa, a seasoned Merrill Lynch Private Bank and Investment Group advisor with previous responsibility for managing over $400 million in client assets, announced that he has left Merrill Lynch and is partnering with Dynasty Financial Partners to launch a new firm, Premia Global Advisors LLC. Read Article |
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Apr Big Merrill Broker Launches His Own Investment Advisory FirmA Merrill Lynch broker who managed more than $400 million in client assets has resigned, in part because of the brokerage’s overhaul of its international business last summer. Read Article |